Did your State Farm premium go up recently?

State Farm policyholders in Florida may notice a considerable increase in their premium when they receive their next renewal in the mail.

Over the summer State Farm was given approval by the Florida Office of Insurance Regulation to eliminate several of the credits they offer on their policies. Because of this many home insurance customers may see their premium increase 28% or more. The discounts that were eliminated or reduced are:

• Monitored alarm systems- Homes with monitored alarms will no longer receive a discount.
• Upgrades to plumbing, A/C & heating units, electrical systems- If you have received credit for these upgrades, your discount will be reduced.
• Claim-free- Insureds who had no or few claims will no longer be rewarded with a discount.
• Multiple policy discount- Many State Farm customers have multiple insurance policies with them, i.e. home, auto, liability, business, etc. They will no longer receive a discount for having more than one line of business with State Farm.

The discounts will be reduced/eliminated starting with December renewals and we have already heard from several clients who have seen their premiums jump. Just last week we spoke to two clients who received their State Farm renewal policies and were shocked to see how much their premium went up. One increased by $400 and the other by $1500!

We were able to work with each of these clients to quickly find them new home insurance and auto insurance so they were able to cancel their State Farm policies and begin saving immediately.

If you would like to find out what options you have to replace your State Farm policy, please call us at 866.786.4613 or contact us via e-mail at info@suninsuranceservices.com. We look forward to working with you.


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Sun Insurance Services, Inc. is a family-owned and operated insurance agency located in Orlando, Florida. We write with twenty of Florida's most prestigious insurance carriers and offer our clients a broad range of choice and customization for their insurance needs. Find us on the Web at www.suninsuranceservices.com.